Loan is not a lender, and therefore we cannot ultimately decide whether or not you are approved for short term loans. If you are approved for a loan, we cannot influence the amount of credit that may be extended to you. We do not perform credit checks on any of our customers. Our purpose is to match you with lenders who may be able to provide you with the same day loans you need. We do not act as representatives or agents for any of the lenders in our network, so you can rest assured that you will receive only the best offers and rates that are available to you.
To apply for a short term cash loan, simply fill out the short, fast, free and secure application on our website. Once you submit this information, it will be forwarded to the lenders across our network that may be able to provide you with the funds you request. Each lender sets its own rates and Loan has no control over these, so you should review the terms and conditions associated with each offer very carefully before providing your electronic signature. This signature legally binds you into a contract and is required before your funds can be deposited into your bank account. You are not under any obligation to accept an offer from any lender and you can cancel the process at any time without penalty. We will not be held responsible for any terms or fees proposed to you by any lender, and we are not responsible for any agreement made between you and a lender.
Some lenders within our network may perform a credit check on you before they will extend any credit. They will typically use the major reporting bureaus such as Experian, Equifax and TransUnion or go for alternate options like TeleTrack and DP. This way, your credit score is not impacted. Lenders who use these methods do so to ensure that you are not currently in bankruptcy or that you do not have any outstanding or default loans with other lenders.
Anything that you read or find on this website may be changed at any time without any prior notice and without your consent. We cannot guarantee that your application will be accepted or that you will receive any offers for short term loans from any lender. You should understand the terms and conditions of any agreement before you accept it, and you should not apply for the same day loans if you are having serious financial issues. In this case, it may be best for you to seek professional credit counselling.
All of the transactions and communications between you and loan are subject to local laws regardless of where you live. Due to state regulations, we are unable to offer loans in countries. Consumers should view the regulations for their states in our ‘Rates and Fees’ section to learn about the various laws that apply in their home locales.