Looking for car insurance has been one of the most dreaded tasks as car insurance costs a lot of money and it is not as easy to locate the right car insurance policy. It takes time and energy to find the best car insurance deals, as you need to religiously shop around for car insurance quotes before you get car insurance that suits your need. If you own more than one car, the tension seems to grow even larger. However, you can save money on premiums by getting multi car insurance. Multi car insurance is car insurance that you get from a single car insurance company for all the cars that you own.
Car insurance companies are more than happy to offer you multi car insurance, as they see a better earning potential with more cars insured. When looking for multi car insurance, you can get quotes from car insurance companies for all your cars under one single roof. When getting car insurance quotes, make sure you ask for discounts as you are getting more than one car insured from the same car insurance company. Car insurance companies do not advertise such discounts. It is up to you to persuade them to give you discounts since you are getting all your cars insured with them.
A little bit of persuasion will pay off well as they will gladly oblige since they are getting good business from you. They know that multi car insurance is generally profitable as the car owner will not be driving all the cars together. They see a lower risk and less possibilities of a claim since the other cars would remain parked while one of them is on the road. However, the premium rate would depend on other factors too such as your age, the cars you own, the place where you live and how many miles you cover in all your cars. These plus other determining factors would ultimately decide the premium you would have to pay.
Car insurance companies will also offer insurance cover if there are more than one driver driving the cars. You can also have multi car insurance where cars driven by your family can be included in your car insurance, provided the residence address is the same for all cars. Make sure when getting multi car insurance that all discounts will apply in future too, for other cars that you may decide to purchase. So, if you own more than one car, getting car insurance for all your cars from a single car insurance company would be profitable. It would also save you the trouble to remember which car insurance to pay when.